Life insurance > Daniel Yasharel Earns Membership in MDRT'S Prestigious Top of the Table

Daniel Yasharel Earns Membership in MDRT'S Prestigious Top of the Table

PARK RIDGE, ILLINOIS (ContentDesk) February 26, 2004 -- Exceptional product knowledge and client service have elevated Daniel F. Yasharel, CLU, ChFC, CFP, of The AFP Group in Los Angeles, California to the Million Dollar Round Table's (MDRT) prestigious Top of the Table (TOT).Yasharel, a 3-year MDRT member, is a 1-time TOT qualifier. Achieving membership in MDRT's TOT is a distinguishing career milestone, attained only by those who have demonstrated exceptionalprofessional knowledge, client service and ethical conduct. Each year, approximately 1,000 MDRT members qualify for TOT, representing 4percent of the total MDRT membership.MDRT, the premier association of financial professionals, is an international, independent association of 28,000 of the world's best life insurance and financial services professionals from 74 nations and territories. MDRT members demonstrate exceptional product knowledge, strict ethical conduct and outstanding client service.

Regarded as business and community leaders, membership in MDRT is recognize internationally as the standard of sales excellence in the life insurance and financial services business.Daniel F. Yasharel can be contacted at 310-475-5854 or e-mail protected from spam bots.Securities offered through Daniel F. Yasharel as a Reregistered Representative of Royal Alliance Associates, Inc., member NASD/SIPC.
Investment Advisory and Financial Planning Services offered through AFP Advisory Services, Inc. California insurance license 0678291.



New Web Site Assists Car Crash Victims

"I Didn't Realize I Had So Few Friends"Minneapolis, MN, August, 2002 ? When ' wife was injured in a car crash he thought all he had to do was notify his insurance company to get matters resolved. After all, another driver who was charged with DWI hit his wife Johanna and she was taken to the hospital by ambulance. After weeks of frustration, Prins, Marketing Consultant, built an Internet Assistance Program "The Car Crash Victims Alliance Of America." The site provides free information for car crash victims on how to protect themselves against serious financial exposure (http://www.carcrashvictims.citymax.com)."I Didn't Realize I Had So Few Friends"While insurance company claims personnel are usually courteous, Prins had no idea that his wife's case was immediately "compartmentalized". He had to deal with a cast of about a dozen (medical bills from the hospital, his own and other driver's main insurance contact, the police, claims adjusters, property damage, etc.). In the process, he...

New Web Site Assists Car Crash Victims
Life insurance > New Web Site Assists Car Crash Victims

Whiplash Compensation Going Ballistic

One of the most common accident claims today is whiplash compensation. Over 200,000 car accident claims occur in the UK every year and the number increases as more and more people pass their driving test and get use to the road.

Many drivers even before they qualify for a license think its cool to drive knowing little about the real safety on the roads. Generally starts off by peer pressure and could drastically lead to a dangerous, unforgettable event.

So whiplash compensation claims
are on the rise. Everyone feels they're a better driver, but who are you really proving it to. Worse case scenario a death is not really justifiable if you think about it.



Talking about such dramatic incidents, how many people of the loved ones passed away really consider making a whiplash injury claim? Initially not many!

Car...

Whiplash Compensation Going Ballistic
Life insurance > Whiplash Compensation Going Ballistic

Managing Pharmacy Costs Equates to Lower Health Insurance Premiums for Employers & Employees.

Greenwood Village, CO- June 9, 2004Prescription drug costs can now account for up to 20% of an employers total health insurance cost structure.
Five years ago prescription drug costs represented only 5 to 7% of the total health insurance cost structure.Many strategies exist that can help manage and lower prescription drug cost up to 25% annually.
In addition, employers can be entitled to refunds or overcharges from their current Pharmacy Benefit Manager (PBM).
Solutions to lowering pharmacy costs include:?Arranging direct contracts with PBM's.?The removal of "spread pricing" from a contract.?Arranging direct rebates between the PBM and the plan. ?Implementing "Step Therapy Plans".C.

David Kikumoto, President & CEO, and Peter Miterko, Executive Vice President both with Denver Management Advisors, LLC are available to further comment on strategies to lower pharmacy benefit costs as well as expand upon the options to audit a pharmacy benefit program and...

Managing Pharmacy Costs Equates to Lower Health Insurance Premiums for Employers & Employees.
Life insurance > Managing Pharmacy Costs Equates to Lower Health Insurance Premiums for Employers & Employees.

CLU? and ChFC? Designations to be Offered in Thailand

The American College, America's leading financial services educator, announced today that it has entered into an agreement with The Thailand Insurance Institute to offer the CLU? (Chartered Life Underwriter) and ChFC? (Chartered Financial Consultant) designation programs to interested Thailand financial services professionals. The Thailand Insurance Institute currently offers the LUTC Fellow (LUTCF) designation and for the past five years has worked closely with The College to promote the importance of professional education in the financial services field. Thailand Insurance Institute is recognized as one of The College's most successful partners in Southeast Asia.The CLU and ChFC designations are recognized as some of the world's most prestigious credentials for financial service professionals. Since the inception of these programs over 94,000 professionals have earned the CLU and over 41,000 have earned the ChFC.
Each of the designations enhances a professional's ability...

CLU? and ChFC? Designations to be Offered in Thailand
Life insurance > CLU? and ChFC? Designations to be Offered in Thailand

Whiplash Compensation Going Ballistic

One of the most common accident claims today is whiplash compensation. Over 200,000 car accident claims occur in the UK every year and the number increases as more and more people pass their driving test and get use to the road.

Many drivers even before they qualify for a license think its cool to drive knowing little about the real safety on the roads. Generally starts off by peer pressure and could drastically lead to a dangerous, unforgettable event.

So whiplash compensation claims
are on the rise. Everyone feels they're a better driver, but who are you really proving it to. Worse case scenario a death is not really justifiable if you think about it.



Talking about such dramatic incidents, how many people of the loved ones passed away really consider making a whiplash injury claim? Initially not many!

Car...

Whiplash Compensation Going Ballistic
Life insurance > Whiplash Compensation Going Ballistic

The Woeful Inadequacies of Traditional Estate Planning: The Four Critical Questions You Need To Ask Yourself By Mark H. Kaizerman

(ContentDesk) October 9, 2005 -- When I mention the words, estate planning, most people think of meeting with an attorney and drafting legal documents.
Traditionally, those documents include a will, durable power of attorney, health care proxy and perhaps a trust.
After you draft these documents, you meet to sign them, then you put them somewhere safe, cut a check to the attorney and breathe a sigh of relief because you finally have things covered.
All is well and your estate is perfectly in order, right?
WRONG!Too often the drafting of legal documents is confused with developing an estate plan.
Sure, legal documents are part of an estate plan, but they are not the estate plan.

You need to make sure that you have everything in one spot.
If not, you could cause yourself some real problems.
Thats why 98% of all estate plans fall short.
Thats why you have debacles like the Terry Schiavo case and the Ted...

The Woeful Inadequacies of Traditional Estate Planning: The Four Critical Questions You Need To Ask Yourself By Mark H. Kaizerman
Life insurance > The Woeful Inadequacies of Traditional Estate Planning: The Four Critical Questions You Need To Ask Yourself By Mark H. Kaizerman

Creating the Perfect Life

Creating the Perfect Lifeby http://www.KeysToPower.comThoughts create experience. If you've read anything about how to use the Powers of the Mind, you've come across this idea. You've probably read that if you want your life to change, you have to think positive thoughts and hold your focus on what you want. This is the basic concept behind all New Thought philosophy, and one of the central themes of the Keys To Power as well. When I first learned about this principle, it sounded really good to me.

After all, I had been looking for the secrets behind the miracles of the (Christian) Bible. It also made a lot of sense. It was my understanding that God created mankind with the ability to dominate the Earth (physical reality), and if this was the case, then where else would this Power be than in the mind? After all, we have all heard the quotes about faith. "If you had the faith as a mustard seed, you could say to this mountain, be removed and be cast into the sea, and it will be...

Creating the Perfect Life
Life insurance > Creating the Perfect Life

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